Invoice Factoring - financing solution that allows businesses to secure immediate cash flow. This product is often used by businesses to cover operational expenses, fund growth, maintain financial obligations, or even secure supplier discounts.

Purchase Order Financing (Trade Finance) - is a financing option for businesses fulfill customer orders when they lack the cash flow required to cover upfront costs of production or procurement. This type of financing is ideal for businesses experiencing rapid growth or that is in receipt of large orders but need working capital to meet the demand. It’s especially common in industries like manufacturing, wholesale, and distribution.

Asset Based Lending - Most commonly used by businesses, asset-based loans are typically secured by accounts receivable, inventory, or equipment. Whereas banks typically approve loans based on a proven record of predictable cash flow, an asset-based lender instead uses the value of the pledged assets for underwriting purposes. ABL is often used by companies needing working capital for growth, seasonal fluctuations, or operational expenses.

VendorPay - Any vendor that has delivered their goods or services would like to be paid as quickly as possible. Most businesses, however, opt to wait as long as possible before paying those invoices. In an effort to resolve this situation, most vendors will offer a discount for prompt payment. Unfortunately, very few businesses take advantage of the discount offers provided by their vendors.

The VendorPay Program pays your chosen vendors just one day after their invoices are approved by you without using your capital. By taking advantage of the discounts offered by your vendors, this is done at no additional cost to you.